Amex Business Platinum
American Express
Last verified: 2025-12-21
Application
Current Offer
200,000 Membership Rewards Points
Spend $20,000 in 3 months
Estimated value: $3,200
Annual Fee
$695
First Year Value: $4,455
Issuer Rules
American Express: Once-Per-Lifetime
Welcome bonus available only once per card product, ever. Applies per card, not per card family.
Exceptions: Some targeted offers may bypass (rare)
Point Value
1.6¢ per point
Earning Rates
1x on all purchases
Annual Credits
$100 PreCheck Credit
$600 Hotel Credit (2x/yr $300)
$240 Monthly Wireless Credit
$150 Adobe Credit
$400 Dell Credit (2x/yr $200)
$360 Indeed Flex Credit
$100 Monthly Shipstation Credit
Total: $1,950
Card Details
Network: Amex
Card Type: Business
Benefits
$100 PreCheck Credit
$850 Lounge Access
$600 Hotel Credit (2x/yr $300)
$550 Misc. Hotel Perks
$200 Hilton Credit
$200 Airline Fee Credit
$100 Hotel Collection Credit
$200 Marriott/Hilton Gold Status
$150 Dell Credit ($150/yr). Also comes w/ $1k bonus on $5k in spend.
$250 Adobe Credit ($250 w/ $600 purchase).
$90 Indeed Credit ($90/qtr).
$120 Wireless Credit ($10/mo).
Summary
The Business Platinum from American Express offers 200,000 Membership Rewards Points after spending $20,000 in the first 3 months.