Terms of Service

Using This Website

By visiting US Credit Card Offers, you agree to these terms. If any of this doesn't work for you, please don't use the site. Simple as that.

This site is intended for adults. You must be at least eighteen (18) years old to browse, read, or interact with our content.

What We Do (And Don't Do)

We write about credit cards. We analyze bonuses, compare rewards structures, and share strategies that might help you get more value from your spending. What we don't do:

• Provide personalized financial advice tailored to your situation
• Guarantee that any card will approve your application
• Promise that bonus offers will still be available when you apply
• Offer legal, tax, or investment guidance

The credit card industry moves quickly. Issuers change their terms, adjust bonuses, and modify rewards structures without warning. We do our best to stay current, but there's always a chance something on our site is outdated by the time you read it.

Editorial Independence

Everything on this site represents our own opinions and analysis. No bank, credit card company, airline, or hotel chain has reviewed, approved, or endorsed our content. We call it like we see it.

How We Make Money

Let's be upfront: we participate in affiliate programs. When you click certain links on our site and get approved for a credit card, we may earn a referral fee. This is how we keep the lights on.

A few things to know about this:

• Affiliate compensation never costs you anything additional
• We feature plenty of cards that don't pay us anything because they're worth talking about
• Our opinions aren't for sale — a high commission won't make us recommend a bad card

Your Submissions

If you leave a comment, send us feedback, or otherwise contribute content to this site, you're granting us permission to use that material. Specifically, you give us a non-exclusive, royalty-free, perpetual license to display, modify, and redistribute your submission as we see fit.

You also confirm that you actually have the right to share whatever you're sharing, and that it doesn't infringe on anyone else's rights.

For details on acceptable comment behavior, see our Comment Policy.

Don't Do These Things

We're not in the business of restricting people, but some activities are off-limits:

• Scraping or automated collection — Don't use bots, crawlers, or scripts to harvest our content
• Commercial reproduction — Our content isn't free for you to repackage and sell
• Malicious interference — No hacking, no viruses, no attempts to compromise our systems
• Impersonation — Don't pretend to be us or claim affiliation that doesn't exist

External Links

We link to credit card issuers, banks, and other third parties. Once you leave our site, you're subject to their terms and privacy policies. We have no control over what happens on their platforms and aren't responsible for their content or practices.

Limitation of Liability

This site is provided "as is." We make no guarantees about accuracy, completeness, or reliability. We're not liable for:

• Financial decisions you make based on our content
• Credit card applications that get denied
• Errors or outdated information on our site
• Technical problems, downtime, or data loss
• Actions of third parties, including credit card issuers

To the fullest extent permitted by law, our liability is limited. Some jurisdictions don't allow certain limitations, so your mileage may vary.

Changes to These Terms

We may update this page occasionally. When we do, the "last updated" date at the top will change. Continued use of the site after changes means you accept the new terms.

Privacy

Our Privacy Policy explains what data we collect and how we use it. It's part of these terms.

Legal Jurisdiction

These terms are governed by the laws of the United States. Any disputes will be resolved under U.S. law.

Questions?

If something here is unclear, reach out at Click to reveal email .