Amex Platinum
American Express
Last verified: 2025-12-29
Application
Current Offer
175,000 Membership Rewards Points
Spend $8,000 in 6 months
Estimated value: $2,800
Annual Fee
$895
First Year Value: $5,019
Issuer Rules
American Express: Once-Per-Lifetime
Welcome bonus available only once per card product, ever. Applies per card, not per card family.
Exceptions: Some targeted offers may bypass (rare)
Bonus Eligibility: Not eligible if you have or have had this card, the Platinum Card from Charles Schwab, the Platinum Card from Morgan Stanley, or previous versions of these cards.
All-Time High
Targeted Offers
Incognito/CardMatch 175,000 Membership Rewards Points — Offer amount is dynamic and determined after application submission but before acceptance
Card Versions
Business Version: Business Platinum Card (separate eligibility)
Card Family: Platinum Card (Schwab), Platinum Card (Morgan Stanley)
Point Value
2.0¢ (transfer partners)
Earning Rates
1x on all purchases
Annual Credits
$600 Hotel Credit ($300 semi-annually, FHR/Hotel Collection)
$400 Resy Credit ($100/quarter)
$200 Uber Cash ($15/month + $20 Dec)
$300 Digital Entertainment ($25/month)
$300 Equinox Credit
$300 lululemon Credit ($75/quarter)
$209 CLEAR+ Credit
$200 Airline Fee Credit
$200 Oura Ring Credit
$155 Walmart+ Credit
$120 Uber One Credit
$30 Global Entry/TSA PreCheck (every 4 years)
$100 Saks Credit ($50 semi-annually)
Total: $3,114
Transfer Partners
Card Details
Network: Amex
Card Type: Personal
Foreign Transaction Fee: None
Clawback Policy
Amex may freeze or revoke points if abuse, misuse, or gaming is detected (including returning items used for MSR)
Benefits
$100 PreCheck Credit
$850 Lounge Access
$600 Hotel Credit (2x/yr $300)
$250 Misc. Hotel Perks
$200 Marriott/Hilton Gold Status
$100 Avis/Hertz/National Gold Status
$200 $15/mo Uber Cash
$120 Uber One Membership
$200 Airline Fee Credit
$400 Resy Credit ($100/qtr)
$300 Digital Entertainment Credit ($25/mo)
$300 Lululemon Credit
$155 Walmart+ Credit
$100 Saks Credit
$200 Oura Ring Credit
$300 Equinox Credit
Summary
The Platinum from American Express offers 175,000 Membership Rewards Points after spending $8,000 in the first 6 months.