Amex Platinum (Morgan Stanley)
American Express
Application
Current Offer
80,000 Membership Rewards Points
Spend $8,000 in 6 months
Estimated value: $1,280
Annual Fee
$895
First Year Value: $4,760
Issuer Rules
American Express: Once-Per-Lifetime
Welcome bonus available only once per card product, ever. Applies per card, not per card family.
Exceptions: Some targeted offers may bypass (rare)
Point Value
1.6¢ per point
Earning Rates
1x on all purchases
Annual Credits
$100 PreCheck Credit
$850 Lounge Access
$600 Hotel Credit (2x/yr $300)
$250 Misc. Hotel Perks
$200 Marriott/Hilton Gold Status
$100 Avis/Hertz/National Gold Status
$200 $15/mo Uber Cash
$120 Uber One Membership
$200 Airline Fee Credit
$400 Resy Credit ($100/qtr)
$300 Digital Entertainment Credit ($25/mo)
$300 Lululemon Credit
$155 Walmart+ Credit
$100 Saks Credit
$200 Oura Ring Credit
$300 Equinox Credit
Total: $4,375
Card Details
Network: Amex
Card Type: Personal
Benefits
$100 PreCheck Credit
$850 Lounge Access
$600 Hotel Credit (2x/yr $300)
$250 Misc. Hotel Perks
$200 Marriott/Hilton Gold Status
$100 Avis/Hertz/National Gold Status
$200 $15/mo Uber Cash
$120 Uber One Membership
$200 Airline Fee Credit
$400 Resy Credit ($100/qtr)
$300 Digital Entertainment Credit ($25/mo)
$300 Lululemon Credit
$155 Walmart+ Credit
$100 Saks Credit
$200 Oura Ring Credit
$300 Equinox Credit
Summary
The Platinum (Morgan Stanley) from American Express offers 80,000 Membership Rewards Points after spending $8,000 in the first 6 months.