Chase Sapphire Preferred
Chase · Visa
Last verified: 2025-12-21
Application
Current Offer
75,000 Ultimate Rewards Points
Spend $5,000 in 3 months
Estimated value: $1,500
Annual Fee
$95
First Year Value: $1,455
Issuer Rules
Chase: 5/24 Rule
Auto-denied if 5+ new cards (any issuer) opened in past 24 months. Applies to most personal cards.
Exceptions: Some business cards (Ink), co-branded business cards
Point Value
2.0¢ per point
Earning Rates
1x on all purchases
Annual Credits
$50 Annual Hotel Credit (through Chase Travel)
Total: $50
Card Details
Network: Visa
Card Type: Personal
Benefits
$50 Hotel Credit
Summary
The Sapphire Preferred from Chase offers 75,000 Ultimate Rewards Points after spending $5,000 in the first 3 months.
Categories
Travel Rewards