Chase United Explorer
Chase · Visa
Last verified: 2025-12-21
Application
Current Offer
80,000 MileagePlus Miles
Spend $3,000 in 3 months
Estimated value: $1,040
Annual Fee
$150 (waived first year)
First Year Value: $1,350
Issuer Rules
Chase: 5/24 Rule
Auto-denied if 5+ new cards (any issuer) opened in past 24 months. Applies to most personal cards.
Exceptions: Some business cards (Ink), co-branded business cards
Point Value
1.3¢ per point
Earning Rates
1x on all purchases
Annual Credits
$60 Rideshare Credit ($5/month)
$100 Hotel Credit ($50 x2 prepaid hotels)
$50 Car Rental TravelBank ($25 x2)
$100 TravelBank (after $10k spend)
Total: $310
Card Details
Network: Visa
Card Type: Personal
Benefits
$100 PreCheck Credit
$100 Free Checked Bag
$100 2x Lounge Pass
$60 Rideshare Credits
$10000 10k award flight discount (UNITED)
$100 United Travel (USD)
$100 United Hotels (USD)
$50 Avis/Budget (USD)
$120 Instacart+ (USD)
Summary
The United Explorer from Chase offers 80,000 MileagePlus Miles after spending $3,000 in the first 3 months.