The Historic Ink Offers Are Gone

If you were eyeing the elevated Chase Ink Business offers, we have bad news: the 75,000 Ultimate Rewards point bonuses on the Ink Business Cash and Ink Business Unlimited ended on November 13, 2025.

These were the highest public offers ever seen on these no-annual-fee business cards, making them particularly valuable for points enthusiasts who could earn significant bonuses without ongoing fee commitments.

What We Lost

Ink Business Unlimited

• Ended Offer: 75,000 UR points after $6,000 spend in 3 months
• Value: $750+ in travel when transferred to partners
• Annual Fee: $0

Ink Business Cash

• Ended Offer: 75,000 UR points after $6,000 spend in 3 months
• Value: $750+ in travel when transferred to partners
• Annual Fee: $0

Both cards offered the same bonus structure—a rarity that allowed savvy applicants to potentially earn 150,000 points across both cards with zero annual fees.

Current Offers (Post-November 13)

The standard offers on Ink Business Cash and Ink Business Unlimited have typically ranged from $750 cash back (equivalent to 75,000 points at 1 cent each) after meeting spending requirements, though specific terms vary. Check Chase’s current offerings for the latest bonuses.

The Ink Business Preferred typically maintains a 100,000 point offer with a higher spending requirement and $95 annual fee.

Why These Offers Mattered

No Annual Fee + High Bonus

Most cards offering 75,000+ point bonuses charge annual fees of $95-$550. Getting this level of bonus on a $0 annual fee card was exceptional. You could:

• Earn the bonus
• Keep the card open indefinitely at no cost
• Continue earning 1.5x (Unlimited) or 5x categories (Cash) forever

Business Cards Don’t Count Toward 5/24

Once approved for an Ink card, it doesn’t add to your 5/24 count. This made these offers especially valuable for applicants managing their personal card velocity while building points balances.

Stackable With Personal Cards

Ink bonuses are separate from Sapphire and Freedom bonuses. An aggressive applicant could earn bonuses across the entire Chase UR ecosystem:

• Sapphire Preferred or Reserve: 60K-125K points
• Ink Business Preferred: 100K points
• Ink Business Unlimited: 75K points (when elevated)
• Ink Business Cash: 75K points (when elevated)
• Potential Total: 350,000+ UR points

What To Do Now

If You Missed the Offer

Don’t panic. There are still strong business card options:

Ink Business Preferred ($95/year)

• Typically offers 100,000 points after $15,000 spend in 3 months
• Unlocks transfer partners for all your UR points
• 3x on travel, shipping, internet, and advertising

Ink Business Cash and Unlimited (Current Offers)

• Check Chase’s website for current bonus amounts
• May still offer competitive bonuses, just not the record 75K

Alternative Issuers

• American Express Business Gold
• Capital One Spark cards
• Citi business cards

Watch for Future Elevated Offers

Chase periodically increases Ink bonuses. The 75K offers weren’t available forever—they were a limited promotion. Future elevated offers may return, though timing is unpredictable.

Set up deal alerts through credit card news sites to catch the next round of elevated offers when they appear.

Lessons for Future Offers

Act When You See Elevated Offers

Credit card welcome bonuses fluctuate. When an offer reaches historic highs, the window may be limited. The 75K Ink offers lasted several months but ultimately ended.

Consider Your 5/24 Strategy

Business cards are valuable precisely because they don’t count toward 5/24 after approval. If you’re managing your count for future personal card applications, business cards provide bonus opportunities without the trade-off.

Don’t Apply Just for FOMO

While these were excellent offers, they required $6,000 in spending within 3 months. If you couldn’t meet the spending requirement legitimately, missing the offer was better than manufactured spending or carrying a balance.

Key Takeaways

• 75,000 point Ink offers ended November 13, 2025
• These were the highest offers ever on Ink Cash and Ink Unlimited
• Current offers may still be competitive—check Chase’s website
• Ink Business Preferred remains available with 100K point offers
• Business cards don’t count toward 5/24 after approval
• Future elevated offers may return—set up deal alerts

Frequently Asked Questions

Will the 75K offers come back?

Possibly. Chase has historically raised and lowered Ink bonuses. There’s no guarantee when or if 75K offers will return, but elevated promotions do cycle through periodically.

Should I wait for a better offer on Ink Cash/Unlimited?

It depends on your goals. If you need the card now for business expenses, the current offer (whatever it is) provides value. If you can wait and have other bonus opportunities to pursue, watching for future elevations is reasonable.

Can I still get the Ink Business Preferred 100K offer?

The Ink Business Preferred typically maintains its 100K offer. This card costs $95/year but provides transfer partner access for all your UR points—essential if you want to maximize point value.

I applied before November 13 but haven’t been approved yet—do I get the 75K?

Generally, the offer terms at the time of your application apply. If you applied before the deadline and are eventually approved, you should receive the offer that was active when you submitted your application. Verify with Chase if there’s any confusion.

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Disclaimer: Credit card offers and terms change frequently. Check Chase’s website for current welcome bonus amounts and spending requirements before applying.

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