US Credit Card Offers

Updated for December 2025 Best Credit Card Sign-Up Bonuses

Compare top welcome offers and maximize your rewards.

1
Sapphire Reserve Business card
Chase Sapphire Reserve Business
200,000 Points
Spend: $30,000 in 6 months Point Value: 2.0¢ Annual Fee: $795

Credits

  • $2,859 Total Annual Credits
  • $100 PreCheck Credit
  • $300 Travel Credit

Travel

  • $469 Lounge Access
  • $120 $10/mo Lyft Credit

Perks

  • $100 PreCheck Credit
  • $300 Travel Credit
  • $500 Travel Credit (The Edit)
Travel Rewards Business
2
Business Platinum card
Amex Business Platinum
200,000 Points
Spend: $20,000 in 3 months Point Value: 1.6¢ Annual Fee: $695

Credits

  • $1,950 Total Annual Credits
  • $100 PreCheck Credit
  • $600 Hotel Credit (2x/yr $300)

Travel

  • $850 Lounge Access
  • $600 Hotel Credit (2x/yr $300)
  • $550 Misc. Hotel Perks

Perks

  • $100 PreCheck Credit
  • $200 Hilton Credit
  • $200 Airline Fee Credit

Protection

  • $250 Adobe Credit ($250 w/ $600 purchase).
Travel Rewards Business
1
Platinum card
Amex Platinum
175,000 Points
Spend: $8,000 in 6 months Point Value: 1.6¢ Annual Fee: $895

Credits

  • $4,375 Total Annual Credits
  • $100 PreCheck Credit
  • $850 Lounge Access

Travel

  • $850 Lounge Access
  • $600 Hotel Credit (2x/yr $300)
  • $250 Misc. Hotel Perks

Perks

  • $100 PreCheck Credit
  • $200 Airline Fee Credit
  • $400 Resy Credit ($100/qtr)
Travel Rewards
2
Sapphire Reserve card
Chase Sapphire Reserve
125,000 Points
Spend: $5,000 in 3 months Point Value: 2.0¢ Annual Fee: $795

Credits

  • $2,039 Total Annual Credits
  • $100 PreCheck Credit
  • $300 Travel Credit

Travel

  • $469 Lounge Access

Perks

  • $100 PreCheck Credit
  • $300 Travel Credit
  • $500 Travel Credit (The Edit)
Travel Rewards
3
Venture X card
Capital One Venture X
100,000 Miles
Spend: $4,000 in 3 months Point Value: 1.7¢ Annual Fee: $395

Credits

  • $520 Total Annual Credits
  • $300 Travel Credit
  • $100 Hotel Credit

Travel

  • $300 Capital One Lounge Access

Perks

  • $100 PreCheck Credit
  • $300 Travel Credit
Travel Rewards
4
Strata Elite card
Citi Strata Elite
100,000 Points
Spend: $4,000 in 3 months Point Value: 1.7¢ Annual Fee: $595

Credits

  • $1,419 Total Annual Credits
  • $100 PreCheck Credit
  • $469 Lounge Access

Travel

  • $469 Lounge Access
  • $150 American Airlines Lounge Access
  • $300 Hotel Credit

Perks

  • $100 PreCheck Credit
  • $200 "Splurge" Credit (1stDibs, American Airlines, Best Buy, Future Personal Training, Live Nation)
  • $200 Blacklane Credit
Travel Rewards
4
Business Gold card
Amex Business Gold
100,000 Points
Spend: $15,000 in 3 months Point Value: 1.6¢ Annual Fee: $375

Credits

  • $395 Total Annual Credits
  • $240 Business Credit ($20/month FedEx/Grubhub/Office)
  • $155 Walmart+ Credit
Travel Rewards Business
5
Gold card
Amex Gold
100,000 Points
Spend: $6,000 in 6 months Point Value: 1.6¢ Annual Fee: $350

Credits

  • $404 Total Annual Credits
  • $120 Uber Credit ($10/month)
  • $100 Resy Credit ($50 x2)

Travel

  • $120 $10/mo credit for Uber

Perks

  • $120 $10/mo credit for Grubhub, Cheesecake Factory, Gold Belly, Wine.com, Milk, Shake Shack
  • $84 $7/mo credit for Dunkin
  • $100 Semi-annual $50 Resy credit
Travel Rewards
5
Ink Business Cash card
Chase Ink Business Cash
75,000 Points
Spend: $6,000 in 6 months Point Value: 2.0¢ Annual Fee: $0
Travel Rewards Business
6
Sapphire Preferred card
Chase Sapphire Preferred
75,000 Points
Spend: $5,000 in 3 months Point Value: 2.0¢ Annual Fee: $95

Credits

  • $50 Total Annual Credits
  • $50 Annual Hotel Credit (through Chase Travel)

Travel

  • $50 Hotel Credit
Travel Rewards
7
Platinum (Schwab) card
Amex Platinum (Schwab)
80,000 Points
Spend: $8,000 in 6 months Point Value: 1.6¢ Annual Fee: $895

Credits

  • $4,375 Total Annual Credits
  • $100 PreCheck Credit
  • $850 Lounge Access

Travel

  • $850 Lounge Access
  • $600 Hotel Credit (2x/yr $300)
  • $250 Misc. Hotel Perks

Perks

  • $100 PreCheck Credit
  • $200 Airline Fee Credit
  • $400 Resy Credit ($100/qtr)
Travel Rewards
8
Platinum (Morgan Stanley) card
Amex Platinum (Morgan Stanley)
80,000 Points
Spend: $8,000 in 6 months Point Value: 1.6¢ Annual Fee: $895

Credits

  • $4,375 Total Annual Credits
  • $100 PreCheck Credit
  • $850 Lounge Access

Travel

  • $850 Lounge Access
  • $600 Hotel Credit (2x/yr $300)
  • $250 Misc. Hotel Perks

Perks

  • $100 PreCheck Credit
  • $200 Airline Fee Credit
  • $400 Resy Credit ($100/qtr)
Travel Rewards
9
Venture Rewards card
Capital One Venture Rewards
75,000 Miles
Spend: $4,000 in 3 months Point Value: 1.7¢ Annual Fee: $95

Credits

  • $200 Total Annual Credits
  • $100 PreCheck Credit
  • $100 2x Capital One Lounge Visits

Travel

  • $100 2x Capital One Lounge Visits

Perks

  • $100 PreCheck Credit
Travel Rewards
10
Strata Premier card
Citi Strata Premier
75,000 Points
Spend: $4,000 in 3 months Point Value: 1.7¢ Annual Fee: $95

Credits

  • $100 Total Annual Credits
  • $100 Hotel Credit ($500 min purchase)

Travel

  • $100 Hotel Credit ($500 min purchase)
Travel Rewards
11
Atmos Rewards Ascent card
BOA Atmos Rewards Ascent
80,000 Miles
Spend: $4,000 in 4 months Point Value: 1.5¢ Annual Fee: $95

Credits

  • $120 Total Annual Credits
  • $120 Multiple Checked Bags

Perks

  • $120 Multiple Checked Bags
Airline Travel
12
Atmos Rewards Summit card
BOA Atmos Rewards Summit
80,000 Miles
Spend: $4,000 in 3 months Point Value: 1.5¢ Annual Fee: $395

Credits

  • $120 Total Annual Credits
  • $120 PreCheck/Global Entry (every 4 years)

Travel

  • $300 Lounge Access

Perks

  • $120 Multiple Checked Bags
  • $100 PreCheck Credit
  • $60 Wifi Passes
Airline Travel
7
Atmos Rewards Business card
BOA Atmos Rewards Business
80,000 Miles
Spend: $4,000 in 4 months Point Value: 1.5¢ Annual Fee: $95

Credits

  • $120 Total Annual Credits
  • $120 Multiple Checked Bags

Perks

  • $120 Multiple Checked Bags
Airline Travel Business
13
Southwest Plus card
Chase Southwest Plus
85,000 Points
Spend: $4,000 in 5 months Point Value: 1.4¢ Annual Fee: $99

Credits

  • $3,100 Total Annual Credits
  • $100 Free Checked Bag
  • $3,000 Anniversary Points

Perks

  • $100 Free Checked Bag
  • $3000 Anniversary Points (SOUTHWEST)
Airline Travel
14
Southwest Premier card
Chase Southwest Premier
85,000 Points
Spend: $4,000 in 5 months Point Value: 1.4¢ Annual Fee: $149

Credits

  • $6,100 Total Annual Credits
  • $100 Free Checked Bag
  • $6,000 Anniversary Points

Perks

  • $100 Free Checked Bag
  • $6000 Anniversary Points (SOUTHWEST)
Airline Travel
15
Southwest Priority card
Chase Southwest Priority
85,000 Points
Spend: $3,000 in 5 months Point Value: 1.4¢ Annual Fee: $229

Credits

  • $7,600 Total Annual Credits
  • $100 Free Checked Bag
  • $7,500 Anniversary Points

Perks

  • $100 Free Checked Bag
  • $7500 Anniversary Points (SOUTHWEST)
Airline Travel
16
United Club card
Chase United Club
90,000 Miles
Spend: $5,000 in 3 months Point Value: 1.3¢ Annual Fee: $525

Credits

  • $1,690 Total Annual Credits
  • $100 PreCheck Credit
  • $150 2x Checked Bags

Travel

  • $750 United Lounge
  • $200 United Hotels

Perks

  • $100 PreCheck Credit
  • $150 2x Checked Bags
  • $150 Rideshare
Airline Travel
8
Southwest Performance Business card
Chase Southwest Performance Business
80,000 Points
Spend: $5,000 in 3 months Point Value: 1.4¢ Annual Fee: $299

Credits

  • $120 Total Annual Credits
  • $120 PreCheck/Global Entry (every 4-5 years)

Perks

  • $100 Free Checked Bag
  • $100 PreCheck Credit
  • $9000 Anniversary Points (SOUTHWEST)
Airline Travel Business
17
JetBlue Premier card
Barclays JetBlue Premier
80,000 Points
Spend: $5,000 in 3 months Point Value: 1.3¢ Annual Fee: $499

Credits

  • $300 Total Annual Credits
  • $300 Paisly Credit

Perks

  • $100 PreCheck Credit
  • $300 $300 credit for Paisly, JetBlue's portal.
  • $5000 5k yearly anniversary credit (JETBLUE)
Airline Travel
18
United Explorer card
Chase United Explorer
80,000 Miles
Spend: $3,000 in 3 months Point Value: 1.3¢ Annual Fee: $150 (waived 1st year)

Credits

  • $310 Total Annual Credits
  • $60 Rideshare Credit ($5/month)
  • $100 Hotel Credit ($50 x2 prepaid hotels)

Travel

  • $100 2x Lounge Pass
  • $10000 10k award flight discount (UNITED)
  • $100 United Hotels (USD)

Perks

  • $100 PreCheck Credit
  • $100 Free Checked Bag
  • $60 Rideshare Credits
Airline Travel
19
World of Hyatt Business card
Chase World of Hyatt Business
60,000 Points
Spend: $5,000 in 3 months Point Value: 1.7¢ Annual Fee: $199

Credits

  • $100 Total Annual Credits
  • $100 Hyatt Credit ($50 x2 per anniversary year)
Hotel Travel
22
Wyndham Rewards Earner Plus card
Barclays Wyndham Rewards Earner Plus
90,000 Points
Spend: $1,000 in 3 months Point Value: 1.1¢ Annual Fee: $75

Credits

  • $7,500 Total Annual Credits
  • $7,500 Anniversary bonus points

Perks

  • $7500 Anniversary bonus points (WYNDHAM)
Hotel Travel
9
United Business card
Chase United Business
75,000 Miles
Spend: $5,000 in 3 months Point Value: 1.3¢ Annual Fee: $150

Credits

  • $620 Total Annual Credits
  • $100 Hotel Credit
  • $100 Rideshare Credit

Travel

  • $100 2x Lounge Pass
  • $100 United Hotels

Perks

  • $100 Free Checked Bag
  • $125 United Credit
  • $100 Rideshare
Airline Travel Business
23
Delta SkyMiles Gold card
Amex Delta SkyMiles Gold
80,000 SkyMiles
Spend: $2,000 in 6 months Point Value: 1.2¢ Annual Fee: $150 (waived 1st year)

Credits

  • $50 Total Annual Credits
  • $50 First checked bag free

Perks

  • $50 First checked bag free
Airline Travel
24
Green card
Amex Green
60,000 Points
Spend: $3,000 in 6 months Point Value: 1.6¢ Annual Fee: $150

Credits

  • $189 Total Annual Credits
  • $189 CLEAR Credit

Travel

  • $100 Lounge Access Credit

Perks

  • $100 PreCheck Credit
Travel Rewards
25
United Quest card
Chase United Quest
70,000 Miles
Spend: $4,000 in 3 months Point Value: 1.3¢ Annual Fee: $350

Credits

  • $900 Total Annual Credits
  • $200 United TravelBank Credit
  • $180 Instacart Credit ($15/month)

Travel

  • $150 United Hotels
  • $10000 10k award flight discount (UNITED)

Perks

  • $200 United Credit
  • $100 Rideshare
  • $180 Instacart+
Airline Travel
26
Hilton Honors Aspire card
Amex Hilton Honors Aspire
175,000 Points
Spend: $6,000 in 6 months Point Value: 0.5¢ Annual Fee: $550

Credits

  • $250 Total Annual Credits
  • $250 Hilton Resort Credit

Perks

  • $250 Hilton Resort Credit
Hotel Travel
11
Hilton Honors Business card
Amex Hilton Honors Business
175,000 Points
Spend: $6,000 in 6 months Point Value: 0.5¢ Annual Fee: $195

Credits

  • $240 Total Annual Credits
  • $240 Hilton Credit (quarterly)

Perks

  • $240 $60 Hilton credit per quarter. (HILTON)
Hotel Travel Business
12
IHG Premier Business card
Chase IHG Premier Business
175,000 Points
Spend: $9,000 in 3 months Point Value: 0.5¢ Annual Fee: $99

Credits

  • $100 Total Annual Credits
  • $100 Statement Credit (after $20k spend)
Hotel Travel Business
13
Delta SkyMiles Platinum Business card
Amex Delta SkyMiles Platinum Business
70,000 SkyMiles
Spend: $6,000 in 6 months Point Value: 1.2¢ Annual Fee: $395

Credits

  • $650 Total Annual Credits
  • $100 PreCheck Credit
  • $500 Companion Pass

Travel

  • $500 Companion Pass

Perks

  • $100 PreCheck Credit
  • $50 First checked bag free
Airline Travel Business
27
Delta SkyMiles Reserve card
Amex Delta SkyMiles Reserve
70,000 SkyMiles
Spend: $5,000 in 6 months Point Value: 1.2¢ Annual Fee: $695

Credits

  • $240 Total Annual Credits
  • $240 Resy Credit

Perks

  • $240 Resy Credit
Airline Travel
14
Southwest Premier Business card
Chase Southwest Premier Business
60,000 Points
Spend: $3,000 in 3 months Point Value: 1.4¢ Annual Fee: $149

Credits

  • $6,100 Total Annual Credits
  • $100 Free Checked Bag
  • $6,000 Anniversary Points

Perks

  • $100 Free Checked Bag
  • $6000 Anniversary Points (SOUTHWEST)
Airline Travel Business
28
IHG Premier card
Chase IHG Premier
165,000 Points
Spend: $3,000 in 3 months Point Value: 0.5¢ Annual Fee: $99

Credits

  • $270 Total Annual Credits
  • $50 TravelBank Credit
  • $100 Statement Credit (after $20k spend)
Hotel Travel
29
Marriott Bonvoy Brilliant card
Amex Marriott Bonvoy Brilliant
100,000 Points
Spend: $6,000 in 6 months Point Value: 0.8¢ Annual Fee: $650

Credits

  • $300 Total Annual Credits
  • $300 $25/mo Dining Credit

Perks

  • $300 $25/mo Dining Credit
Hotel Travel
15
JetBlue Business card
Barclays JetBlue Business
60,000 Points
Spend: $6,000 in 12 months Point Value: 1.3¢ Annual Fee: $99

Credits

  • $50 Total Annual Credits
  • $50 Free checked bag

Perks

  • $50 Free checked bag
Airline Travel Business
30
JetBlue Plus card
Barclays JetBlue Plus
60,000 Points
Spend: $6,000 in 12 months Point Value: 1.3¢ Annual Fee: $99

Credits

  • $100 Total Annual Credits
  • $100 Getaway Package Credit (after $100+ purchase)
Airline Travel
31
Hilton Honors Surpass card
Amex Hilton Honors Surpass
155,000 Points
Spend: $3,000 in 6 months Point Value: 0.5¢ Annual Fee: $150

Credits

  • $200 Total Annual Credits
  • $200 Hilton Credit ($50/quarter)
Hotel Travel
33
Aeroplan card
Chase Aeroplan
75,000 Points
Spend: $4,000 in 3 months Point Value: 1.0¢ Annual Fee: $95

Credits

  • $100 Total Annual Credits
  • $100 PreCheck/Global Entry/NEXUS (every 4 years)
Rewards
34
British Airways Signature card
Chase British Airways Signature
75,000 Points
Spend: $5,000 in 3 months Point Value: 1.0¢ Annual Fee: $95

Credits

  • $600 Total Annual Credits
  • $600 Flight Taxes/Fee Credit (3x/yr: $100-$200 each)
Rewards
35
Iberia Signature card
Chase Iberia Signature
75,000 Points
Spend: $5,000 in 3 months Point Value: 1.0¢ Annual Fee: $95

Credits

  • $1,120 Total Annual Credits
  • $120 Instacart Credit ($10/month through 12/31/27)
  • $1,000 Discount Voucher (after $30k spend)
Rewards
16
AAdvantage Business World Elite card
Citi AAdvantage Business World Elite
75,000 Points
Spend: $4,000 in 4 months Point Value: 1.0¢ Annual Fee: $99 (waived 1st year)

Credits

  • $50 Total Annual Credits
  • $50 First checked bag free

Perks

  • $50 First checked bag free
Rewards Business
36
Delta SkyMiles Platinum card
Amex Delta SkyMiles Platinum
60,000 SkyMiles
Spend: $3,000 in 6 months Point Value: 1.2¢ Annual Fee: $350

Credits

  • $830 Total Annual Credits
  • $150 Delta Stays Credit
  • $120 Rideshare Credit

Travel

  • $500 Companion Pass
Airline Travel
38
Premium Rewards card
BOA Premium Rewards
60,000 Points
Spend: $4,000 in 3 months Point Value: 1.0¢ Annual Fee: $95

Credits

  • $200 Total Annual Credits
  • $100 Travel Incidental Credit
  • $100 PreCheck/Global Entry (every 4 years)
Rewards
39
Autograph Journey card
Wells Fargo Autograph Journey
60,000 Points
Spend: $4,000 in 3 months Point Value: 1.0¢ Annual Fee: $95

Credits

  • $50 Total Annual Credits
  • $50 Airline Credit

Protection

  • $50 $50 Credit for $50+ Airline Purchase (USD)
Rewards
41
World of Hyatt card
Chase World of Hyatt
30,000 Points
Spend: $3,000 in 3 months Point Value: 1.7¢ Annual Fee: $95
Hotel Travel
42
Strata card
Citi Strata
30,000 Points
Spend: $1,000 in 3 months Point Value: 1.7¢ Annual Fee: $0
Travel Rewards
43
Hilton Honors card
Amex Hilton Honors
100,000 Points
Spend: $2,000 in 6 months Point Value: 0.5¢ Annual Fee: $0
Hotel Travel
44
Air France KLM card
BOA Air France KLM
50,000 Points
Spend: $2,000 in 3 months Point Value: 1.0¢ Annual Fee: $89
Rewards
45
Free Spirit card
BOA Free Spirit
50,000 Points
Spend: $1,000 in 3 months Point Value: 1.0¢ Annual Fee: $79 (waived 1st year)

Credits

  • $100 Total Annual Credits
  • $100 Companion Flight Voucher

Travel

  • $100 Companion Flight Voucher
Rewards
47
AAdvantage Platinum Select World Elite card
Citi AAdvantage Platinum Select World Elite
50,000 Points
Spend: $2,500 in 4 months Point Value: 1.0¢ Annual Fee: $99 (waived 1st year)

Credits

  • $180 Total Annual Credits
  • $180 Turo Credit ($30/trip, added Oct 2025)
Rewards
48
Pathfinder card
PENFED Pathfinder
50,000 Points
Spend: $3,000 in 3 months Point Value: 1.0¢ Annual Fee: $95

Credits

  • $100 Total Annual Credits
  • $100 Airline Fee Credit (baggage, changes, in-flight)

Perks

  • $100 Incidental travel credit (yearly)
Rewards
19
Wyndham Rewards Earner Business card
Barclays Wyndham Rewards Earner Business
45,000 Points
Spend: $3,000 in 3 months Point Value: 1.1¢ Annual Fee: $95

Credits

  • $15,000 Total Annual Credits
  • $15,000 Anniversary bonus points

Perks

  • $15000 Anniversary bonus points (WYNDHAM)
Hotel Travel Business
50
Freedom Flex card
Chase Freedom Flex
20,000 Points
Spend: $500 in 3 months Point Value: 2.0¢ Annual Fee: $0
Travel Rewards
57
Skypass card
US Bank Skypass
40,000 Points
Spend: $4,000 in 3 months Point Value: 1.0¢ Annual Fee: $95

Credits

  • $50 Total Annual Credits
  • $50 $50 Korean Air credit

Perks

  • $50 $50 Korean Air credit
Rewards
61
Travel Rewards card
BOA Travel Rewards
25,000 Points
Spend: $1,000 in 3 months Point Value: 1.0¢ Annual Fee: $0
Rewards
21
Blue Business Plus card
Amex Blue Business Plus
15,000 Points
Spend: $3,000 in 3 months Point Value: 1.6¢ Annual Fee: $0
Travel Rewards Business
22
Business Green card
Amex Business Green
15,000 Points
Spend: $3,000 in 3 months Point Value: 1.6¢ Annual Fee: $95
Travel Rewards Business
64
Altitude Go card
US Bank Altitude Go
20,000 Points
Spend: $1,000 in 3 months Point Value: 1.0¢ Annual Fee: $0
Rewards
69
JetBlue card
Barclays JetBlue
10,000 Points
Spend: $1,000 in 3 months Point Value: 1.3¢ Annual Fee: $0
Airline Travel
72
Skypass Blue card
US Bank Skypass Blue
10,000 Points
Spend: $1,000 in 3 months Point Value: 1.0¢ Annual Fee: $95
Rewards
73
Xbox card
Barclays Xbox
5,000 Points
Spend: $0.01 in 6 months Point Value: 1.0¢ Annual Fee: $0
Rewards
23
ANA Card USA Plus card
FIRST ANA Card USA Plus
5,000 Points
Spend: $0.01 in 3 months Point Value: 1.0¢ Annual Fee: $85 (waived 1st year)
Rewards Business
26
Business Leverage card
US Bank Business Leverage
750 Back
Spend: $7,500 in 4 months Point Value: 1.0¢ Annual Fee: $95 (waived 1st year)
Cashback Business